USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Albany to repair or improve homes. Seniors 62+ may qualify for grant funds up to $10,000 to remove health and safety hazards. Property must be in USDA-eligible rural area.

Combination of 1% loan plus grant for seniors 62+

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Albany, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing; apply through local USDA office

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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