USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available to seniors age 62+ who cannot afford loan repayment. Must be in a USDA-eligible area.

Grant portion for seniors 62+; younger homeowners receive low-interest loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be very low income (50% AMI or below)
  • Check USDA eligibility map for Arlington Heights
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(217) 403-6222

A grant-savvy contractor in Arlington Heights, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Arlington Heights, IL contractors

Find More Programs in Arlington Heights, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs