FEMA Hazard Mitigation Grant Program (HMGP)

About This Program

Provides funding through state and local governments to reduce future disaster losses following a Presidential Disaster Declaration. Homeowners apply indirectly through local governments, which submit projects on their behalf. FEMA covers 75% of eligible costs. Eligible activities include home elevation, wind hardening, safe room installation, and other mitigation measures. Contact GEMA/HS for current open programs.

Indirect program — contact your city or county emergency management office for available projects.

Key Details

• Homeowners cannot apply directly — must go through local government
• Activated after Presidential Disaster Declarations
• FEMA covers 75%; 25% from state/local/applicant sources
• Eligible: flood elevation, wind hardening, safe rooms, storm mitigation
• Contact GEMA/HS: 404-635-7522 | gema@georgia.gov

How to Apply

Deadline: Application period tied to Presidential Disaster Declarations; Hurricane Helene deadline extended to March 15, 2026