Alabama Housing Finance Authority (AHFA)
AHFA's Step Up program provides below-market 30-year fixed mortgage rates and down payment assistance to moderate-income homebuyers who can afford a mortgage but need help with upfront costs. The companion HFA Advantage product adds closing cost grant assistance. More than 75,000 Alabama families have used AHFA programs since 1980.
Down payment assistance and closing cost grant reduce upfront cash needed.
Deadline: No deadline; apply through AHFA-approved lender
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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