Find grants, rebates, forgivable loans, and free programs for Bristol, TN, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bristol, TN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 6 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 0 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization services to income-qualified Tennessee households to reduce energy costs and improve home c...
Low-interest deferred loan for necessary home repairs for qualified Tennessee homeowners. Loan is deferred with no month...
CDBG-funded grant program for major home repairs for low-income owner-occupied homes in Bristol city limits. Covers esse...
Provides emergency repairs for owner-occupied homes in Bristol when immediate health and safety threats exist. Priority ...
Grant program to modify homes for accessibility and ADA compliance for disabled and elderly Bristol residents. Includes ...
Provides minor home repairs and safety improvements for Bristol homeowners age 65 and older to help seniors age in place...
HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 with children under 6 year...
USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mod...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. For...
Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. Can be combined...
Forgivable second mortgage loan for down payment and closing costs. Forgiven after 15 years or when first mortgage is pa...
Low-interest loan program to help Bristol property owners repair or replace damaged sewer lateral lines from home to mai...
Federal Low Income Home Energy Assistance Program helping eligible Tennessee households pay heating and cooling bills. P...
Federal HOME funds administered by THDA for owner-occupied housing rehabilitation in Tennessee. Provides grants and defe...
State disaster recovery assistance activated when federal or state disaster is declared. Provides emergency home repair ...
Provides grants to low-income Tennessee homeowners for repair or replacement of failing septic systems that pose environ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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21 programs are currently listed for Bristol, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bristol, 15 programs do not require repayment, 3 are forgivable loans, and 0 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.