FHA 203(k) Rehab Mortgage

Federal (HUD/FHA)

Available Home Repair

About This Program

Finance home purchase + renovation in one FHA loan. Limited 203(k) covers up to $75,000 for non-structural repairs. Standard 203(k) covers major structural work with no dollar limit beyond FHA loan limits. Ideal for buying Buffalo’s older housing stock and renovating it simultaneously.

Purchase + renovate in one loan; great for 1938-era Buffalo homes

Key Details

  • Limited 203(k): up to $75,000 for non-structural repairs
  • Standard 203(k): major structural work, no dollar cap
  • Purchase + renovate in one loan
  • Works well with Buffalo’s pre-1940 housing stock
  • Apply through FHA-approved lenders

How to Apply

Visit Official Program Page Track this program

1-800-225-5342

Deadline: Year-round through FHA-approved lenders

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