Find grants, rebates, forgivable loans, and free programs for Carol Stream, IL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Carol Stream, IL, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by the state to provide free weatherization services including insulation, air sea...
Forgivable loan program for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, wi...
Grant program for seniors age 62+ in DuPage County to address critical home repairs including plumbing, electrical, roof...
CDBG-funded forgivable loan program for major home repairs in DuPage County. Covers structural repairs, roofing, HVAC, p...
HUD-funded program to eliminate lead-based paint hazards in Illinois homes built before 1978 where children under 6 resi...
ComEd offers rebates for energy-efficient upgrades including HVAC systems, heat pump water heaters, smart thermostats, i...
Nicor Gas provides rebates for high-efficiency natural gas equipment including furnaces, boilers, water heaters, and sma...
Free home energy assessments and efficiency improvements for income-qualified Nicor Gas customers. Services include weat...
Illinois Shines provides 20-year Solar Renewable Energy Credits (SRECs) for homeowners who install solar panels. The pro...
ComEd offers enhanced rebates for qualifying electric heat pumps including air-source and ground-source (geothermal) sys...
Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 6...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...
Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt a home....
Emergency grant for homeowners in DuPage County facing urgent health and safety hazards. Covers immediate threats includ...
Forgivable loan for major home repairs and rehabilitation in Illinois. Covers structural repairs, roofing, HVAC, plumbin...
Forgivable loan to repair or replace water service lines and sewer laterals for income-qualified homeowners in DuPage Co...
Grant program for income-qualified homeowners to repair or replace failing septic systems that pose environmental or hea...
Emergency grant for furnace repair or replacement during heating season for income-qualified households. Priority given ...
Nonprofit providing free critical home repairs for low-income homeowners in DuPage County, with priority for seniors, ve...
Program allowing Illinois homeowners age 65+ to defer payment of property taxes on their primary residence. The state pa...
Property tax exemption reducing the equalized assessed value (EAV) of the primary residence by up to $8,000 for homeowne...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Carol Stream, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Carol Stream, 17 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.