Home Improvement Grants in Carol Stream.

Find grants, rebates, forgivable loans, and free programs for Carol Stream, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Carol Stream, IL, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Illinois Weatherization Assistance Program (WAP)

Federally funded program administered by the state to provide free weatherization services including insulation, air sea...

Weatherization
Up to $35,000 forgivable loan

IHDA Home Accessibility Program

Forgivable loan program for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, wi...

Seniors & Disability
Up to $10,000 grant

DuPage County Senior Home Repair Grant

Grant program for seniors age 62+ in DuPage County to address critical home repairs including plumbing, electrical, roof...

Seniors & Disability
Forgivable loan up to $30,000

DuPage County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in DuPage County. Covers structural repairs, roofing, HVAC, p...

Home Repair
Free lead hazard removal

Illinois Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in Illinois homes built before 1978 where children under 6 resi...

Home Repair
Up to $1,000+ in rebates

ComEd Home Energy Rebates

ComEd offers rebates for energy-efficient upgrades including HVAC systems, heat pump water heaters, smart thermostats, i...

Energy
Up to $1,500+ in rebates

Nicor Gas Energy Efficiency Rebates

Nicor Gas provides rebates for high-efficiency natural gas equipment including furnaces, boilers, water heaters, and sma...

Energy
Free energy-saving improvements

Nicor Gas Income-Qualified Energy Efficiency

Free home energy assessments and efficiency improvements for income-qualified Nicor Gas customers. Services include weat...

Weatherization
20-year income from solar credits

Illinois Shines Solar Renewable Energy Credits

Illinois Shines provides 20-year Solar Renewable Energy Credits (SRECs) for homeowners who install solar panels. The pro...

Solar/Renewable
Up to $2,000 rebate

ComEd Electric Heat Pump Rebates

ComEd offers enhanced rebates for qualifying electric heat pumps including air-source and ground-source (geothermal) sys...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 6...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt a home....

Veterans
Up to $7,500 emergency grant

DuPage County Emergency Home Repair Grant

Emergency grant for homeowners in DuPage County facing urgent health and safety hazards. Covers immediate threats includ...

Emergency
Up to $50,000 forgivable loan

IHDA Homeowner Rehabilitation Loan Program

Forgivable loan for major home repairs and rehabilitation in Illinois. Covers structural repairs, roofing, HVAC, plumbin...

Home Repair
Up to $15,000 forgivable loan

DuPage County Water & Sewer Lateral Program

Forgivable loan to repair or replace water service lines and sewer laterals for income-qualified homeowners in DuPage Co...

Home Repair
Up to $7,500 grant

Illinois On-Site Septic System Assistance

Grant program for income-qualified homeowners to repair or replace failing septic systems that pose environmental or hea...

Home Repair
Up to $1,500 grant

Illinois Emergency Furnace Assistance

Emergency grant for furnace repair or replacement during heating season for income-qualified households. Priority given ...

Emergency
Free critical home repairs

Rebuilding Together DuPage Critical Home Repair

Nonprofit providing free critical home repairs for low-income homeowners in DuPage County, with priority for seniors, ve...

Home Repair
Defer property taxes

Illinois Senior Citizens Property Tax Deferral

Program allowing Illinois homeowners age 65+ to defer payment of property taxes on their primary residence. The state pa...

Property Tax Relief
Reduce property tax bill

Illinois Senior Citizens Homestead Exemption

Property tax exemption reducing the equalized assessed value (EAV) of the primary residence by up to $8,000 for homeowne...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Carol Stream

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Frequently asked questions

What home improvement grants are available in Carol Stream, IL?

25 programs are currently listed for Carol Stream, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Carol Stream have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Carol Stream, 17 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Carol Stream?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.