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FHA Title I Home Improvement Loan

Federal Housing Administration

open federal

About This Program

FHA-insured loans for home improvements that protect or improve the livability of a property. No equity requirement for loans under $7,500. Available for single-family homes (up to $25,000) and multi-family properties (up to $60,000). Loan terms up to 20 years.

Insured loan, not a grant; interest rates set by lender

Key Details

  • FHA-insured home improvement loans
  • Up to $25,000 for single-family homes
  • No equity requirement under $7,500
  • Available through FHA-approved lenders
  • Loan terms up to 20 years

How to Apply

Deadline: Ongoing through FHA-approved lenders

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