USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants for home repairs in eligible rural areas. Loans up to $27,500 at 1% interest for very low-income homeowners; grants up to $10,000 for seniors 62+ who cannot afford a loan. Clearwater generally not eligible, but nearby rural Pinellas areas may qualify.

Loan at 1% interest for 20 years; seniors may qualify for grant portion

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required
  • Limited to eligible rural areas
  • Must be owner-occupied

How to Apply

A grant-savvy contractor in Clearwater, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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