FHA Title I Home Improvement Loan

About This Program

FHA-insured loan for home improvements up to $25,000. Unsecured (signature only) up to $7,500 — no equity required. Suitable for homeowners with little or no equity. Can stack with CDBG and other programs to fill funding gaps. Fixed interest rate; maximum 20-year term.

No equity required up to $7,500

Key Details

• Up to $25,000 for home improvements
• Up to $7,500 unsecured (signature only) — no equity required
• Fixed interest rate; up to 20-year term
• Available through FHA-approved lenders
• Stackable with CDBG and grant programs

How to Apply

Deadline: Year-round through FHA-approved lenders