FHA Title I Home Improvement Loan

Federal (HUD/FHA)

Available Home Repair

About This Program

FHA-insured loan for home improvements up to $25,000. Unsecured (signature only) up to $7,500, no equity required. Suitable for homeowners with little or no equity. Can stack with CDBG and other programs to fill funding gaps. Fixed interest rate; maximum 20-year term.

No equity required up to $7,500

Key Details

  • Up to $25,000 for home improvements
  • Up to $7,500 unsecured (signature only), no equity required
  • Fixed interest rate; up to 20-year term
  • Available through FHA-approved lenders
  • Stackable with CDBG and grant programs

How to Apply

Visit Official Program Page Track this program

800-569-4287

Deadline: Year-round through FHA-approved lenders

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