OHFA Homebuyer Program with Down Payment Assistance

About This Program

30-year fixed-rate FHA, VA, USDA, or conventional mortgage with down payment assistance. As of July 1, 2025: 3% DPA for conventional loans, 3.5% DPA for government loans. Designed for low-to-moderate income first-time homebuyers. Ohio Home Repair Resource Lookup also available through OHFA to find local repair programs.

First-time homebuyer or non-target area

Key Details

• Down payment assistance: 3% (conventional) or 3.5% (FHA/VA/USDA) — eff. July 1, 2025
• 30-year fixed-rate mortgage
• Income and purchase price limits apply by county
• OHFA Home Repair Resource Lookup: ohiohome.org
• Find participating lenders at myohiohome.org

How to Apply

Deadline: Year-round through OHFA-participating lenders