Third Federal Fixer Upper Home Repair Loan

About This Program

Low fixed-rate home repair loan exclusively for City of Cleveland homeowners. $1,000–$9,900 at 2.99% APR fixed. No income limit. Minimum payment as low as $12/month. Primary, owner-occupied residence only. Third Federal is a Cleveland-based community bank with a community development mission.

City of Cleveland homeowners only; no income limit

Key Details

• 2.99% APR fixed rate — well below market
• $1,000–$9,900 loan amount
• Minimum monthly payment as low as $12
• No income limits — open to all Cleveland homeowners
• Primary, owner-occupied residence required
• Community development mission product

How to Apply

Deadline: Year-round