Find grants, rebates, forgivable loans, and free programs for Clifton, NJ, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Clifton, NJ, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-qualified owner-occupants in Clifton. Loan is forgiven after ...
Provides emergency repair grants for owner-occupied homes in Clifton with urgent health and safety hazards. Grant does n...
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Clifton. Covers ramps,...
Provides free lead-based paint hazard reduction services for Clifton homes built before 1978 with children under 6 years...
Provides grants to assist Clifton homeowners with replacement of failing private sewer laterals. Program helps reduce in...
Provides grants to seniors age 62+ in Clifton for critical home repairs that allow aging in place. Covers health and saf...
Federally funded program administered by the state providing free weatherization improvements to income-qualified househ...
Low-interest home improvement loan program for New Jersey homeowners to finance repairs, renovations, and accessibility ...
Provides zero-interest deferred payment loans to very low-income homeowners in New Jersey for critical health and safety...
HUD-funded program providing free lead hazard control services for New Jersey homes built before 1978 where children und...
Free in-home energy assessment for PSE&G customers including installation of free energy-saving products like LED bulbs,...
Successor Solar Incentive (SuSI) program provides incentive payments for residential solar installations through Transit...
Rebates for New Jersey residents who purchase and install Level 2 electric vehicle charging equipment at their primary r...
Rebates for residential battery energy storage systems installed in New Jersey homes, typically paired with solar PV sys...
Very low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or moderniz...
Grants to veterans with certain service-connected disabilities to construct or modify a home to accommodate their disabi...
Grants to veterans with certain service-connected disabilities to modify a home to accommodate their disability. Availab...
Federal HOME funds administered by Passaic County for owner-occupied housing rehabilitation in eligible municipalities i...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Clifton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Clifton, 15 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.