FHA 203(k) Rehabilitation Mortgage

About This Program

FHA-insured mortgage that lets you finance both the purchase and renovation of a home in a single loan. Standard 203(k) for major rehabs ($5,000+ in repairs); Limited 203(k) for smaller projects up to $35,000. Available through FHA-approved lenders.

Must be owner-occupied primary residence, FHA-approved lender, 3.5% min down

Key Details

• Finance purchase + renovation in one FHA mortgage
• Standard 203(k) for major rehabs ($5,000+)
• Limited 203(k) for projects up to $35,000
• Only 3.5% minimum down payment required
• Available through FHA-approved lenders

How to Apply

Deadline: Ongoing