Federal Housing Administration (HUD)
FHA-insured mortgage that lets you finance both the purchase and renovation of a home in a single loan. Standard 203(k) for major rehabs ($5,000+ in repairs); Limited 203(k) for smaller projects up to $35,000. Available through FHA-approved lenders.
Must be owner-occupied primary residence, FHA-approved lender, 3.5% min down
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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