FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration (HUD)

Available Home Repair

About This Program

FHA-insured mortgage that lets you finance both the purchase and renovation of a home in a single loan. Standard 203(k) for major rehabs ($5,000+ in repairs); Limited 203(k) for smaller projects up to $35,000. Available through FHA-approved lenders.

Must be owner-occupied primary residence, FHA-approved lender, 3.5% min down

Key Details

  • Finance purchase + renovation in one FHA mortgage
  • Standard 203(k) for major rehabs ($5,000+)
  • Limited 203(k) for projects up to $35,000
  • Only 3.5% minimum down payment required
  • Available through FHA-approved lenders

How to Apply

Deadline: Ongoing

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