USDA Section 504 Home Repair Loans & Grants

USDA Rural Development

Available Home Repair

About This Program

Federal loans up to $40,000 (1% interest, 20-year term) and grants up to $10,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants limited to homeowners 62+ for health and safety hazard removal.

Very-low-income, eligible rural area, grants for age 62+ only

Key Details

  • Loans up to $40,000 at 1% interest, 20-year term
  • Grants up to $10,000 for homeowners age 62+
  • Property must be in USDA-eligible rural area
  • Covers repairs, modernization, health/safety hazards
  • Ohio office: 614-255-2400 (Columbus)

How to Apply

Visit Official Program Page Track this program

614-255-2400

Deadline: Ongoing

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