Find grants, rebates, forgivable loans, and free programs for Concord, NC, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Concord, NC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization services to reduce energy costs for income-eligible households in Cabarrus County. Inclu...
CDBG-funded program providing forgivable loans for substantial home repairs to low-income owner-occupants in Concord. Lo...
Emergency grant for urgent health and safety repairs in owner-occupied homes in Concord. Priority given to seniors and d...
Provides accessibility modifications to owner-occupied homes in Concord for residents with disabilities. Improvements in...
Low-interest rehabilitation loan for homeowners statewide to make necessary home repairs and improvements. Features a fi...
Rebate for Duke Energy customers in Concord who install qualifying ENERGY STAR® certified heat pump systems. Rebate amou...
Comprehensive home energy efficiency rebate program for Duke Energy customers. Offers rebates for insulation, air sealin...
Rebate for Duke Energy customers installing rooftop solar photovoltaic systems. Rebate is $0.50 per watt up to 7 kW syst...
North Carolina offers a 35% state tax credit for residential solar installations, capped at $10,500. This credit is in a...
Federal program for very low-income homeowners in eligible rural areas near Concord to repair, improve, or modernize hom...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities to modify a home to meet adaptive needs. Eligible veteran...
Federal HOME program funds administered by Cabarrus County for substantial rehabilitation of owner-occupied homes. Provi...
HUD-funded program to reduce lead-based paint hazards in qualifying North Carolina homes built before 1978 with children...
Provides minor home repairs and safety modifications for low-income seniors age 60+ in Cabarrus County. Services include...
City of Concord provides cost-sharing assistance for private sewer lateral line repairs and replacements. Program reimbu...
Duke Energy will pick up and recycle your old working refrigerator or freezer and pay you a $75 rebate per appliance (li...
Down payment and closing cost assistance for first-time homebuyers in North Carolina. Provides up to 5% of the loan amou...
North Carolina offers a 30% state tax credit for the substantial rehabilitation of income-producing historic structures....
North Carolina allows elderly (65+) or totally disabled homeowners with income below $53,470 to defer property taxes on ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
24 programs are currently listed for Concord, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Concord, 14 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.