USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides loans and grants to very low-income homeowners in eligible rural areas (including parts of Pottawattamie County) to repair or improve dwellings to make them safe and sanitary. Grants up to $10,000 available for seniors 62+ who cannot repay a loan.

Low-interest loan or grant for seniors; rural eligibility areas only

Key Details

  • Loans up to $40,000 or grants up to $10,000
  • For very low-income homeowners in rural areas
  • Grants available for seniors 62+ unable to repay loan
  • 1% interest loans for those under 62
  • Check address eligibility with USDA office

How to Apply

Get free help applying Visit Official Program Page Track this program

(515) 284-4663

A grant-savvy contractor in Council Bluffs, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Council Bluffs, IA contractors

Find More Programs in Council Bluffs, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs