Home Improvement Grants in Covington.
Browse cataloged grants, rebates, loans, and other assistance records for Covington, KY. Verify each program's current rules, service area, and status.
The Covington, KY directory shows 20 cataloged resources. Of those, 16 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 16 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 10 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Kentucky Weatherization Assistance Program (WAP)
Federally funded program providing free weatherization improvements to income-qualified households in Covington. Service...
Covington Owner-Occupied Rehabilitation Program
CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Covington. ...
Covington Accessibility Modification Program
Grant program for accessibility modifications to homes of disabled or senior residents in Covington. Covers ramps, grab ...
Covington Lead Hazard Abatement Program
Free lead hazard abatement for qualifying Covington homes built before 1978 with children under age 6. Services include ...
Covington Sewer Lateral Repair Program
Income-qualified grant program to assist Covington homeowners with repair or replacement of private sewer lateral lines ...
Duke Energy Kentucky Heat Pump Rebate
Rebate for Duke Energy Kentucky customers who install qualifying high-efficiency air-source or geothermal heat pumps. Re...
Duke Energy Kentucky Insulation Rebate
Rebate for Duke Energy Kentucky customers who add insulation to attics, walls, or crawl spaces. Requires pre- and post-i...
Duke Energy Kentucky Water Heater Rebate
Rebate for Duke Energy Kentucky customers who install ENERGY STAR certified heat pump water heaters or high-efficiency t...
Duke Energy Kentucky Smart Thermostat Rebate
Rebate for Duke Energy Kentucky customers who purchase and install qualifying ENERGY STAR smart thermostats. Smart therm...
USDA Section 504 Home Repair Grant & Loan
USDA program providing grants up to $10,000 for very-low-income seniors (62+) to remove health and safety hazards, plus ...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to make adaptati...
Kentucky Housing Corporation HOME Repair
Federal HOME program administered by Kentucky Housing Corporation providing grants for essential home repairs to income-...
Kentucky Historic Preservation Tax Credit
Tax credit for rehabilitation of income-producing historic properties in Kentucky. State credit is 30% of qualified reha... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.
Covington Senior Home Repair Assistance
Grant program for Covington homeowners age 62 and older to make critical home repairs. Covers emergency repairs to keep ...
Duke Energy Kentucky Free Home Energy Audit
Free professional home energy audit for Duke Energy Kentucky customers to identify opportunities to save energy. Include...
Kentucky Low Income Home Energy Assistance (LIHEAP)
Federal program helping low-income Kentucky households pay heating and cooling bills. Also provides crisis assistance fo...
Kentucky Homestead Exemption
Property tax exemption for qualifying Kentucky homeowners who are 65 or older, totally disabled, or surviving spouse of ...
Federal Residential Clean Energy Credit (Solar)
The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...
Duke Energy Kentucky Solar Incentive
Performance-based incentive for Duke Energy Kentucky customers who install solar panels. Incentive amount based on syste...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Covington
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