FHA Title I Home Improvement Loan

HUD / FHA-approved lenders

Active Home Repair

About This Program

The FHA Title I program insures loans made by approved lenders for home improvements, repairs, and rehabilitation. Single-family homeowners can borrow up to $25,000. Loans under $7,500 are unsecured; larger loans require a property lien. The program does not require equity in the home and is accessible to borrowers with limited credit history. Interest rates are fixed and negotiated with the lender.

Not a grant, must repay. FHA insurance reduces lender risk, enabling broader access. Contact HUD at 800-225-5342 for lender referrals.

Key Details

  • FHA-insured loan, not a grant; must be repaid
  • Up to $25,000 for single-family home improvements
  • No equity required; accessible with limited credit history
  • Fixed interest rate negotiated with FHA-approved lender
  • Call 800-CALL-FHA (225-5342) for lender referrals

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Ongoing, apply through FHA-approved lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Dallas, TX Are You a Contractor? Get Listed

Find More Programs in Dallas, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs