USDA Section 504 Home Repair Loan & Grant

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or remove health and safety hazards. Seniors (62+) may qualify for grant funds up to $10,000 that do not need to be repaid.

Seniors 62+ may receive grant up to $10,000; younger homeowners receive low-interest loan

Key Details

• Loan up to $27,500 at 1% interest
• Grant up to $10,000 for seniors 62+
• Very low income required (50% AMI or below)
• Must be in eligible rural area
• Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Dania Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round