USDA Section 504 Home Repair Grants & Loans

About This Program

Federal program providing grants up to $10,000 for homeowners 62+ and loans up to $20,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes and remove health and safety hazards.

Grant for seniors 62+; loan available to all very low-income applicants

Key Details

• Grant up to $7,500 for seniors 62+
• Loan up to $20,000 at 1% interest for all
• Very low income required (50% AMI or below)
• Must be in eligible rural area outside city limits
• Removes health/safety hazards, accessibility

How to Apply

A grant-savvy contractor in Daytona Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round