USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors age 62+ may qualify for grants up to $10,000 that do not require repayment.

Combination of loan and grant for senior homeowner in eligible area

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

Deadline: Ongoing year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Elk Grove, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs