USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or remove health and safety hazards. Seniors may qualify for grant portion.

Low-interest loan (1%) plus grant for seniors 62+ who cannot repay loan

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • For very low-income homeowners in eligible areas
  • Covers health, safety, and accessibility repairs
  • Check if your Ellicott City address qualifies

How to Apply

A grant-savvy contractor in Ellicott City, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ellicott City, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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