Find grants, rebates, forgivable loans, and free programs for Fairhope, AL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fairhope, AL, with individual awards up to $126,526. 9 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by ADECA to reduce energy costs for low-income households. Services include ...
Zero-percent interest home repair loan for Alabama homeowners who need critical repairs. Repayment terms up to 20 years ...
Federal HOME funds administered by Baldwin County to rehabilitate owner-occupied homes for low-income households. Loan i...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes, or...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans who are blind in both eyes or have certain severe burns or respiratory injuries to adapt their home. ...
Rebate for Alabama Power residential customers who install qualifying high-efficiency heat pumps. Must meet minimum SEER...
Rebate for Alabama Power customers who install qualifying electric heat pump water heaters. Must have Uniform Energy Fac...
Rebate for Alabama Power customers who add qualifying insulation to their homes. Covers attic insulation, wall insulatio...
Rebate for Alabama Power customers who purchase and install qualifying Wi-Fi enabled smart thermostats. Must enroll in t...
Net metering program for Alabama Power customers with solar installations. Customers receive credit for excess energy se...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Applies to both installatio...
HUD-funded lead hazard control program for eligible Alabama homes built before 1978 with children under age 6. Services ...
City-funded emergency repair grants for low-income Fairhope homeowners facing urgent health and safety issues. Priority ...
Grant program for Baldwin County seniors age 60+ to perform minor home repairs and modifications that enable aging in pl...
Forgivable loan for accessibility modifications for Baldwin County homeowners with disabilities. Covers wheelchair ramps...
FEMA-funded program to help homeowners strengthen homes against hurricane damage. Covers wind mitigation measures such a...
Low-interest loan program to repair or replace failing septic systems in Baldwin County. Priority for systems that pose ...
Alabama homestead exemption reduces property taxes on primary residences. Standard exemption for all homeowners, with ad...
Professional home energy audit for $50 identifies opportunities to reduce energy costs. Includes blower door test, infra...
Federally funded program providing utility bill payment assistance to low-income households during heating and cooling s...
City of Fairhope program to help low-income residents with water and sewer bill assistance. Priority for seniors age 65+...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Fairhope, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fairhope, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.