Home Improvement Grants in Fairhope.

Find grants, rebates, forgivable loans, and free programs for Fairhope, AL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fairhope, AL, with individual awards up to $126,526. 9 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per household

Alabama Weatherization Assistance Program (WAP)

Federal weatherization program administered by ADECA to reduce energy costs for low-income households. Services include ...

Weatherization
Up to $10,000

Alabama Housing Finance Authority Step Up Program

Zero-percent interest home repair loan for Alabama homeowners who need critical repairs. Repayment terms up to 20 years ...

Home Repair
Up to $25,000 forgivable loan

Baldwin County HOME Investment Partnerships Program

Federal HOME funds administered by Baldwin County to rehabilitate owner-occupied homes for low-income households. Loan i...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes, or...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans who are blind in both eyes or have certain severe burns or respiratory injuries to adapt their home. ...

Veterans
Up to $450 rebate

Alabama Power Heat Pump Rebate

Rebate for Alabama Power residential customers who install qualifying high-efficiency heat pumps. Must meet minimum SEER...

Energy
Up to $250 rebate

Alabama Power Water Heater Rebate

Rebate for Alabama Power customers who install qualifying electric heat pump water heaters. Must have Uniform Energy Fac...

Energy
Up to $350 rebate

Alabama Power Insulation Rebate

Rebate for Alabama Power customers who add qualifying insulation to their homes. Covers attic insulation, wall insulatio...

Weatherization
$100 rebate

Alabama Power Smart Thermostat Rebate

Rebate for Alabama Power customers who purchase and install qualifying Wi-Fi enabled smart thermostats. Must enroll in t...

Energy
Bill credits for solar generation

Alabama Power Renewable Energy Rate (RER)

Net metering program for Alabama Power customers with solar installations. Customers receive credit for excess energy se...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Applies to both installatio...

Solar/Renewable
Up to $15,000 per home

Alabama Lead-Based Paint Hazard Control Program

HUD-funded lead hazard control program for eligible Alabama homes built before 1978 with children under age 6. Services ...

Home Repair
Up to $5,000 grant

Fairhope Emergency Home Repair Program

City-funded emergency repair grants for low-income Fairhope homeowners facing urgent health and safety issues. Priority ...

Emergency
Up to $3,000 grant

Baldwin County Senior Home Repair Program

Grant program for Baldwin County seniors age 60+ to perform minor home repairs and modifications that enable aging in pl...

Seniors & Disability
Up to $10,000 forgivable loan

Baldwin County ADA Home Modification Program

Forgivable loan for accessibility modifications for Baldwin County homeowners with disabilities. Covers wheelchair ramps...

Seniors & Disability
Up to $7,500 match available

South Alabama Hurricane Mitigation Assistance

FEMA-funded program to help homeowners strengthen homes against hurricane damage. Covers wind mitigation measures such a...

Disaster
Low-interest loan up to $10,000

Baldwin County Septic System Repair Program

Low-interest loan program to repair or replace failing septic systems in Baldwin County. Priority for systems that pose ...

Home Repair
Varies by home value

Alabama Homestead Exemption

Alabama homestead exemption reduces property taxes on primary residences. Standard exemption for all homeowners, with ad...

Property Tax Relief
$50 comprehensive audit

Alabama Power Home Energy Audit

Professional home energy audit for $50 identifies opportunities to reduce energy costs. Includes blower door test, infra...

Energy
Up to $600 per household

Alabama Low Income Home Energy Assistance (LIHEAP)

Federally funded program providing utility bill payment assistance to low-income households during heating and cooling s...

Energy
Up to $300 per year

Fairhope Utilities Customer Assistance Program

City of Fairhope program to help low-income residents with water and sewer bill assistance. Priority for seniors age 65+...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Fairhope

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Frequently asked questions

What home improvement grants are available in Fairhope, AL?

26 programs are currently listed for Fairhope, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Fairhope have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fairhope, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Fairhope?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.