Find grants, rebates, forgivable loans, and free programs for Fishers, IN, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fishers, IN, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by IHCDA provides free energy efficiency upgrades to low-income households. Services in...
HUD-funded lead hazard control program for pre-1978 homes with children under age 6. Services include lead inspection, r...
Federal HOME funds for owner-occupied rehabilitation to correct code violations, make accessibility improvements, and ad...
CDBG-funded owner-occupied rehabilitation program for low-income Hamilton County homeowners. Provides forgivable loans f...
Emergency repair grants for very low-income homeowners in Hamilton County facing immediate threats to health and safety....
Grants for accessibility modifications to allow seniors and disabled residents to age in place safely. Covers ramps, gra...
Rebate for installation of qualifying ENERGY STAR certified air-source or geothermal heat pumps in Duke Energy service t...
Instant rebate for purchase and installation of qualifying Wi-Fi enabled smart thermostats. Helps Duke Energy customers ...
Rebates for attic, wall, and floor insulation improvements that meet minimum R-value requirements. Must be installed by ...
Rebate for professional HVAC system tune-up performed by qualified technician. Includes system inspection, cleaning, and...
Rebates for high-efficiency electric water heaters including heat pump water heaters. Higher rebates available for ENERG...
Cost-sharing program to help income-qualified homeowners replace failing private water service lines from the main to th...
Low-interest loan program for repair or replacement of failing private sewer laterals in Fishers. Helps homeowners addre...
Performance-based rebate for residential rooftop solar installations up to 25 kW. Rebate amount based on system size at ...
USDA program for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Seniors 62+ ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet disability needs....
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers entrance r...
Grant for veterans with disabilities to make home modifications necessary for medical treatment or disability access. Av...
Grants for seniors age 60+ to make minor home repairs and safety modifications that allow them to remain safely in their...
Matching grant program for commercial property improvements in designated downtown and corridor districts. Covers exteri...
Property tax deduction for Indiana residents age 65 or older with gross income below state limits. Reduces assessed valu...
Property tax deduction for Indiana residents with disabilities who meet income requirements. Reduces assessed value for ...
Standard homestead deduction for Indiana owner-occupied primary residences. Reduces assessed value by up to 60% or $45,0...
Federal tax credit for first-time homebuyers that converts a portion of mortgage interest into a dollar-for-dollar tax c...
Federal program helping low-income households pay heating and cooling bills. Also provides crisis assistance for utility...
Down payment and closing cost assistance for first-time homebuyers in Indiana. Available as forgivable grant (4% of loan...
HUD-approved homebuyer education courses covering budgeting, credit, mortgage options, home maintenance, and closing pro...
Matching grants for preservation and restoration of historic homes in Hamilton County. Property must be listed on Nation...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Fishers, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fishers, 20 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.