USDA Section 504 Home Repair Program

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or remove health and safety hazards. Seniors 62+ may qualify for grant assistance up to $10,000.

Combined loan and grant assistance for qualifying rural homeowners

Key Details

• Low-interest loans up to $40,000
• Grants up to $10,000 for seniors 62+ to remove hazards
• Very-low-income homeowners in eligible rural areas
• 1% interest rate on loans, 20-year term
• Must be unable to obtain affordable credit elsewhere

How to Apply

A grant-savvy contractor in Fort Walton Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round