USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas near Gainesville to repair or improve their homes. Loans up to $27,500 at 1% interest for 20 years; grants up to $10,000 for seniors 62+ unable to repay a loan.

Combination of low-interest loan and potential grant for seniors 62+

Key Details

  • Loans up to $27,500 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • For very low-income homeowners in eligible rural areas
  • Covers health and safety repairs, accessibility
  • Must be owner-occupied primary residence

How to Apply

Get free help applying Visit Official Program Page Track this program

(706) 546-2162

A grant-savvy contractor in Gainesville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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