USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very low-income homeowners in eligible rural areas near Garland to repair or modernize their homes. 1% interest rate, up to 20-year term.

Low-interest loan at 1%, monthly payment based on term

Key Details

  • Loan up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in designated rural area
  • Owner-occupied properties only
  • 20-year maximum term

How to Apply

Visit Official Program Page Track this program

(254) 742-9770

Deadline: Rolling applications

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