Find grants, rebates, forgivable loans, and free programs for Guntersville, AL, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Guntersville, AL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered through North Alabama Regional Council of Governments to reduce energy costs...
AHFA's Step Up program provides forgivable loans up to $30,000 for major home repairs to help Alabama homeowners maintai...
USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repa...
Alabama Power offers rebates for qualifying energy-efficient equipment purchases including heat pumps, central AC units,...
TVA-sponsored rebate for qualifying heat pump installations through Alabama Power. Offers up to $1,000 rebate plus optio...
State program funded by HUD to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 ...
VA grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet their...
VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Smaller-scale ...
Alabama CHOICE program provides funding for home modifications to help seniors and adults with disabilities remain safel...
Alabama homeowners age 65+ or permanently disabled with annual income of $12,000 or less may qualify for full property t...
Alabama homeowners who occupy their home as a primary residence can claim homestead exemption to reduce property taxes. ...
State and county program to help low-income homeowners repair or replace failing septic systems that pose health hazards...
Emergency assistance for households facing heating or cooling crisis, including furnace or AC repair/replacement when un...
Federal HOME funds administered by AHFA to assist low-income homeowners with rehabilitation of owner-occupied homes. Pro...
State housing assistance program activated following federal disaster declarations to help homeowners and renters recove...
State and federal tax credits for certified rehabilitation of historic homes and income-producing buildings listed on th...
Federal tax credit covering 30% of the cost of solar panel installation, including equipment and labor, for residential ...
USDA grants and loan guarantees for renewable energy systems and energy efficiency improvements for agricultural produce...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Guntersville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Guntersville, 16 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.