USDA Section 504 Home Repair Loan & Grant

About This Program

USDA Rural Development's Section 504 program offers grants of up to $10,000 for seniors age 62 and older to remove health and safety hazards, and low-interest loans up to $40,000 for income-qualified rural homeowners. Certain rural-designated areas of Oahu and neighbor islands may qualify. Check the USDA Eligibility Site for your specific address.

Grants capped at $10,000 lifetime for seniors 62+. Loans: 1% interest over 20 years. Combined up to $50,000. Verify rural eligibility at eligibility.sc.egov.usda.gov.

Key Details

• Up to $10,000 grant for seniors 62+ to remove health/safety hazards
• Up to $40,000 loan at 1% interest for qualifying low-income homeowners
• Must be in USDA-eligible rural area — verify address at usda.gov/eligibility
• Combine loan and grant for up to $50,000 total assistance
• Contact USDA Rural Development Hawaii: 808-933-8380

How to Apply

Deadline: Rolling