USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Open Home Repair

About This Program

USDA Rural Development's Section 504 program offers grants of up to $10,000 for seniors age 62 and older to remove health and safety hazards, and low-interest loans up to $40,000 for income-qualified rural homeowners. Certain rural-designated areas of Oahu and neighbor islands may qualify. Check the USDA Eligibility Site for your specific address.

Grants capped at $10,000 lifetime for seniors 62+. Loans: 1% interest over 20 years. Combined up to $50,000. Verify rural eligibility at eligibility.sc.egov.usda.gov.

Key Details

  • Up to $10,000 grant for seniors 62+ to remove health/safety hazards
  • Up to $40,000 loan at 1% interest for qualifying low-income homeowners
  • Must be in USDA-eligible rural area, verify address at usda.gov/eligibility
  • Combine loan and grant for up to $50,000 total assistance
  • Contact USDA Rural Development Hawaii: 808-933-8380

How to Apply

Visit Official Program Page Track this program

808-933-8380

Deadline: Rolling

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