USDA Section 504 Home Repair Loan & Grant
USDA Rural Development
About This Program
The Grant Map catalogs USDA Section 504 Home Repair Loan & Grant in its Honolulu, HI research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
USDA Rural Development's Section 504 program offers grants of up to $10,000 for seniors age 62 and older to remove health and safety hazards, and low-interest loans up to $40,000 for income-qualified rural homeowners. Certain rural-designated areas of Oahu and neighbor islands may qualify. Check the USDA Eligibility Site for your specific address.
Grants capped at $10,000 lifetime for seniors 62+. Loans: 1% interest over 20 years. Combined up to $50,000. Verify rural eligibility at eligibility.sc.egov.usda.gov.
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Record set last reviewed 2026-04-03. How we verify our data.
This is a national program. You can also review these local programs in Honolulu, HI; confirm separately whether they can coordinate:
Key Details
- Up to $10,000 grant for seniors 62+ to remove health/safety hazards
- Up to $40,000 loan at 1% interest for qualifying low-income homeowners
- Must be in USDA-eligible rural area, verify address at usda.gov/eligibility
- Combine loan and grant for up to $50,000 total assistance
- Contact USDA Rural Development Hawaii: 808-933-8380
How to Apply
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Track this programProgram phone: 808-933-8380
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Honolulu.
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Your application paperwork
Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)
Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.
Steps to apply
- Check that your address is in an eligible rural area on the USDA eligibility site.
- Contact your local USDA Rural Development office.
- Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
- USDA verifies your income, age, and eligibility, then approves the repair work.
Documents you will likely need
- Proof you own and live in the home.
- Income verification for your household.
- Proof of age (for the grant, age 62 or older).
- Estimates for the repair work.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
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Frequently asked questions
What audience tags are recorded for USDA Section 504 Home Repair Loan & Grant in Honolulu?
The directory record carries audience tags for homeowners. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for USDA Section 504 Home Repair Loan & Grant in Honolulu, HI?
Confirm the application route directly with USDA Rural Development; use the cited source on this page as a starting point or call 808-933-8380. Confirm any fee or cost with the administrator.
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Honolulu, HI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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