Find grants, rebates, forgivable loans, and free programs for Irondale, AL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Irondale, AL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by ADECA provides free weatherization services to low-income households in Alabama. Ser...
AHFA's Step Up program provides forgivable loans to moderate-income homeowners for critical home repairs and rehabilitat...
Jefferson County administers CDBG funds for major home rehabilitation for low-income owner-occupied homes in Irondale an...
Provides emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority giv...
Alabama Power offers rebates for qualifying energy-efficient upgrades including heat pumps, insulation, water heaters, a...
Rebate for installation of qualifying high-efficiency electric heat pumps. Rebate amounts vary by SEER2 rating and syste...
Spire offers rebates for high-efficiency natural gas furnaces and tankless water heaters. Customers receive rebates for ...
USDA provides loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. S...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside, or th...
HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services pro...
Provides grants to low-income seniors age 60+ for home accessibility modifications such as ramps, grab bars, widened doo...
State CDBG funds administered by ADECA provide housing rehabilitation assistance to low and moderate-income homeowners i...
Alabama Power's net metering program allows customers with solar installations to receive credit for excess energy sent ...
Federal tax credit covering 30% of the cost of solar panel installation for residential properties. Credit applies to eq...
AHFA provides down payment and closing cost assistance to first-time homebuyers purchasing in Alabama. Assistance is pro...
Provides financial assistance to low-income homeowners for repair or replacement of private sewer laterals. Priority giv...
Provides grants to persons with disabilities for home modifications that improve accessibility and allow independent liv...
Low Income Home Energy Assistance Program (LIHEAP) helps low-income households pay heating and cooling bills. Provides o...
AHFA offers free HUD-approved homebuyer education courses for first-time buyers and those seeking down payment assistanc...
Free home energy assessment identifying opportunities to reduce energy consumption and costs. Includes blower door test,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Irondale, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Irondale, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.