FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration / HUD

Available Home Repair

About This Program

FHA-insured mortgage that combines home purchase and rehabilitation costs into a single loan. Allows buyers to finance both acquisition and repairs, or refinance and rehabilitate existing homes.

Typical rehabilitation portion of 203(k) loan

Key Details

  • Finance purchase and repairs in one loan
  • FHA-insured, low down payment
  • Major and minor rehabilitation work
  • Available through approved lenders
  • Can include structural upgrades

How to Apply

Deadline: Ongoing through approved lenders

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