USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available for seniors 62+ who cannot repay a loan.

Combined grant and loan for eligible very low-income senior homeowner

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required
  • Must be in eligible rural area
  • Remove health/safety hazards

How to Apply

Deadline: Applications accepted year-round

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