USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1% fixed) for low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loan term up to 20 years. Can be combined with Section 504 grant.

Low-interest loan at 1% fixed rate for qualifying repairs

Key Details

  • Low-interest loan up to $40,000 at 1% fixed rate
  • Income at or below 80% AMI required
  • Available in eligible rural areas
  • Up to 20-year repayment term
  • Can be combined with $10,000 grant for seniors

How to Apply

Get free help applying Visit Official Program Page Track this program

(814) 865-9577

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Deadline: Year-round program

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