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FHA Title 1 Home Improvement Loan

Federal (HUD/FHA)

available stackable

About This Program

Up to $25,000 for home improvements. Loans up to $7,500 are unsecured (no equity needed — signature only). Fills the gap when grants don't cover everything. No equity requirement for smaller amounts. Useful companion to KCMO grant programs. Available through FHA-approved lenders in Kansas City.

No equity required up to $7,500 — fills gap after grants

Key Details

  • Up to $7,500 unsecured (no equity required)
  • Up to $25,000 with home equity
  • Fills funding gap after grants are applied
  • Available through any FHA-approved KC lender

How to Apply

Deadline: Year-round through FHA-approved lenders

Find More Programs in Kansas City, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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