Missouri Housing Development Commission
First-time homebuyers (and qualified veterans) get below-market 30-year fixed rates plus up to 4% of the loan amount as a forgivable second mortgage for down payment and closing costs, forgiven after 10 years. Works with FHA, VA, USDA, and conventional loans. MHDC is headquartered in Kansas City at 1201 Walnut St.
First-time buyer (or veteran), income limits apply
Deadline: Year-round through participating lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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