Home Improvement Grants in Madison.

Find grants, rebates, forgivable loans, and free programs for Madison, AL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Madison, AL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $15,000 forgivable loan

Alabama Housing Finance Authority Step Up Program

AHFA's Step Up program provides forgivable loans up to $15,000 for necessary home repairs to income-qualified Alabama ho...

Home Repair
Up to $9,500 per home

Alabama Department of Economic and Community Affairs Weatherization

Alabama's federally funded Weatherization Assistance Program provides free energy efficiency upgrades to low-income hous...

Weatherization
Up to $7,500 grant

City of Madison Emergency Home Repair Grant

Emergency home repair grants for very low-income Madison homeowners facing health and safety hazards. Covers urgent repa...

Emergency
Forgivable loan up to $25,000

City of Madison Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for comprehensive home repairs and rehabilitation for low-income Madison homeowners. Covers ...

Home Repair
Up to $15,000 grant

Madison ADA Accessibility Modification Grant

Grants for accessibility modifications to enable disabled residents to remain in their homes. Covers wheelchair ramps, b...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Very Low-Income Home Repair Grants

USDA Section 504 provides grants up to $10,000 for very low-income seniors (62+) or disabled homeowners to remove health...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to construct or modify a home for wheelchair accessibi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities (including blindness or loss of hands) to adapt a fami...

Veterans
Up to $1,000 rebate

TVA Heat Pump Rebate Program

TVA offers rebates up to $1,000 for qualifying high-efficiency heat pumps installed by qualified contractors. Available ...

Energy
Up to $10,000 in incentives

TVA Home Uplift Program

TVA's income-qualified whole-home energy efficiency program providing up to $10,000 in incentives for insulation, air se...

Weatherization
Up to $500 in rebates

Huntsville Utilities Smart Energy Solutions Rebate

Rebates for qualifying energy-efficient improvements including water heater insulation blankets, programmable thermostat...

Energy
Net metering credits

Huntsville Utilities Solar Generation Incentive

Huntsville Utilities offers net metering for residential solar installations up to 50kW. Excess generation is credited a...

Solar/Renewable
3-5% of purchase price

Alabama Housing Finance Authority Step Forward Down Payment Assistance

AHFA provides down payment assistance equal to 3-5% of the purchase price for first-time homebuyers in Alabama. Can be c...

Homebuyer
Free lead hazard removal

Madison County Lead Hazard Reduction Program

HUD-funded lead hazard reduction for pre-1978 homes in Madison County with children under age 6. Services include lead t...

Home Repair
Up to $5,000 grant

Madison County Senior Home Repair Program

Grants up to $5,000 for essential home repairs for low-income seniors age 60+ in Madison County. Covers repairs necessar...

Seniors & Disability
Loan amount varies by property value

FHA 203(k) Rehabilitation Mortgage

FHA 203(k) allows homebuyers to finance both the purchase and rehabilitation of a home with a single mortgage. Standard ...

Home Repair
Grant covers infrastructure improvements

Alabama CDBG Water and Sewer Infrastructure Grant

ADECA CDBG funds support water and sewer infrastructure improvements for low- and moderate-income households. Madison ma...

Home Repair
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Tax Credit

Federal tax credit of 30% of cost (up to annual limits) for ENERGY STAR certified windows, doors, insulation, heat pumps...

Energy
30% of solar system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar photovoltaic system, including battery sto...

Solar/Renewable
Exempts $4,000-$5,000 of assessed value

Alabama Homestead Exemption

Alabama homeowners may claim a homestead exemption on their primary residence, exempting $4,000 of assessed value from s...

Property Tax Relief
Full exemption on state property taxes

Alabama Senior & Disabled Property Tax Exemption

Alabama homeowners age 65+ or permanently disabled with annual income under $12,000 may qualify for full exemption from ...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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