City of Madison Housing Rehabilitation Loan (Project Home)

About This Program

The City of Madison Housing Rehabilitation Program provides 0% interest, deferred-payment loans to income-eligible Madison homeowners for major repairs through its partner organization, Project Home. Eligible repairs include roofing, siding, HVAC, plumbing, electrical, safety concerns, and accessibility modifications. No upfront payments — the loan is repaid only upon sale of the home.

0% interest deferred loan; repaid at sale. No monthly payments. Loan amount based on repair scope. Program has helped 2,200+ homeowners since 1975.

Key Details

• 0% interest deferred loan — no monthly payments required
• Repaid only when home is sold; no upfront cost
• Covers roofing, siding, HVAC, plumbing, electrical, accessibility
• Administered by Project Home on behalf of the City of Madison
• Project Home: 608-246-3737 ext. 2200

How to Apply

Deadline: Rolling — contact Project Home to apply