WHEDA Home Improvement Loan Program (HILP)

Wisconsin Housing and Economic Development Authority (WHEDA)

Active Home Repair

About This Program

The WHEDA Advantage Home Improvement Loan Program offers financing of $10,000-$50,000 for current Wisconsin homeowners needing repairs or improvements, even if they do not currently have a WHEDA mortgage. Qualifying projects include furnace replacement, roof repair, and adding square footage. Requires a 620+ credit score and a current, good-standing mortgage.

Low-interest loan $10,000-$50,000. Not a grant, repayment required. Estimate reflects a typical furnace + roof project.

Key Details

  • Low-interest home improvement loan: $10,000-$50,000
  • Does not require an existing WHEDA mortgage
  • 620+ credit score and good mortgage payment history required
  • Eligible work: furnace, roof, structural additions, major systems
  • Apply through WHEDA-participating lenders statewide

How to Apply

Visit Official Program Page Track this program

Deadline: Rolling, through WHEDA participating lenders

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