FHA Title 1 Home Improvement Loan

Federal (HUD/FHA)

Available Home Repair

About This Program

Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only). No equity requirement. Fills the gap when grants don’t cover everything. Ideal for Memphis homes valued under $100K where equity is limited.

No equity required for first $7,500; fill the gap after grants

Key Details

  • Up to $25,000 for home improvements
  • No equity required for first $7,500 (signature loan)
  • No income requirement, open to all
  • Stacks with grants when more is needed

How to Apply

Visit Official Program Page Track this program

Deadline: Year-round through FHA lenders

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