Miami-Dade County CDBG Housing Rehabilitation

About This Program

Miami-Dade County uses HUD Community Development Block Grant funds to provide forgivable rehabilitation loans for low-income homeowners in eligible Neighborhood Revitalization Strategy Areas (NRSAs). Repairs address health and safety hazards, code violations, energy efficiency, and structural integrity. The loan is 0% interest, requires no monthly payments, and is forgiven after 15 years of continued owner-occupancy.

Loan is forgiven after 15 years if homeowner stays in place and does not refinance or transfer ownership.

Key Details

• 0% interest forgivable loan — no monthly payments required
• Forgiven after 15 years of continuous owner-occupancy
• Home must be in a CDBG-eligible block group (NRSA)
• Covers roofing, plumbing, electrical, HVAC, and structural repairs
• Serves low- and moderate-income households (≤80% AMI)

How to Apply

Deadline: Rolling — home must be in an eligible CDBG block group