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My Safe Florida Home (MSFH)

Florida Department of Financial Services

active state

About This Program

Florida's flagship hurricane wind mitigation grant program, funded at $280 million for FY 2025-26. Homeowners receive a free wind mitigation inspection; the state then contributes $2 for every $1 the homeowner spends on approved upgrades (up to $10,000), or a full no-match grant of up to $10,000 for low-income applicants. Eligible homes must have a homestead exemption, an insured value under $700,000, and an original building permit issued before January 1, 2008.

Standard: state covers $6,667 if homeowner spends $3,333 (2:1 match). Low-income: state covers 100% up to $10,000.

Key Details

  • Free wind mitigation inspection through the official portal
  • State pays 2:1 match up to $10,000 for standard applicants
  • Low-income homeowners receive full $10,000 with no out-of-pocket cost
  • Home must pre-date Jan 1, 2008 and carry a homestead exemption
  • Covers impact windows, shutters, doors, garage doors, roof systems

How to Apply

Deadline: Rolling — funds available until $280M allocation exhausted

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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