Federal (HUD/FHA)
Finance home purchase plus renovation in one FHA mortgage. Limited 203(k): up to $75,000 for non-structural repairs. Standard 203(k): larger amounts for structural work with HUD consultant. Works well with Milwaukee NIDC programs layered on top.
Purchase + renovate in one loan; no income limit
Deadline: Year-round through FHA-approved lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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