Federal (HUD/FHA)
Finance home purchase plus renovation in one FHA mortgage. Limited 203(k): up to $75,000 for non-structural repairs. Standard 203(k): larger amounts for structural work with HUD consultant. Works well with Milwaukee NIDC programs layered on top.
Purchase + renovate in one loan; no income limit
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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