Find grants, rebates, forgivable loans, and free programs for Modesto, CA, filtered to your situation.
As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Modesto, CA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred loans to low- and moderate-income homeowners in Modesto for major home repairs and rehabilitation. Loa...
Grant program for income-qualified Modesto homeowners needing accessibility modifications such as ramps, widened doorway...
Rebate program for Modesto homeowners who replace failing sewer lateral lines. Income-qualified residents may receive hi...
Comprehensive home energy efficiency program offering rebates for qualifying improvements including insulation, air seal...
Rebate for installing ENERGY STAR certified heat pump water heaters in PG&E service territory. Higher rebates available ...
Rebates for installing high-efficiency central air conditioning or heat pump systems. Rebate amounts vary based on syste...
PG&E customers installing solar systems can access federal tax credits (30% through 2032) and benefit from net energy me...
Statewide incentive program for installing battery energy storage systems. Modesto residents in PG&E High Fire Threat Di...
Allows homebuyers to finance energy-efficient improvements into their CalHFA mortgage at the time of purchase or refinan...
Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Modesto to repair, imp...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...
Helps veterans with certain service-connected disabilities adapt their home to meet accessibility needs. Available to Mo...
Federal HOME funds for substantial rehabilitation of owner-occupied homes for low-income Modesto households. Provides de...
Grant program for senior homeowners age 60+ in Stanislaus County needing minor home repairs to maintain safe independent...
Rebate for Modesto residents replacing old water heaters with high-efficiency models. Additional rebates available when ...
State program providing up to $3,000 to help California homeowners retrofit older houses with vulnerable foundations to ...
California Alternate Rates for Energy program provides monthly discounts of 20-35% on electric and gas bills for income-...
Property Assessed Clean Energy (PACE) financing allows Modesto homeowners to finance energy efficiency, water efficiency...
Provides free lead hazard assessment, risk reduction, and remediation services to income-qualified Stanislaus County hou...
Provides shade trees to Modesto residents at reduced cost or free to income-qualified households. Trees reduce cooling c...
State-funded weatherization program complementing federal WAP services. Provides comprehensive energy efficiency upgrade...
Provides emergency grants for critical home repairs that pose immediate threats to health and safety for very-low-income...
Provides deferred loans to low- and moderate-income Modesto homeowners for substantial rehabilitation and major systems ...
Grant program for seniors age 60+ in Stanislaus County to install safety modifications such as grab bars, non-slip floor...
Comprehensive rehabilitation program for low-income Modesto homeowners needing major repairs to bring homes up to code a...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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30 programs are currently listed for Modesto, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Modesto, 19 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.