USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very-low-income homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan.

Average assistance combining loan and senior grant components

Key Details

  • Loans up to $40,000 for repairs
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Owner-occupied homes only
  • Must be unable to obtain other credit

How to Apply

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Naperville, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs