Home Improvement Grants in Nutley.

Find grants, rebates, forgivable loans, and free programs for Nutley, NJ, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Nutley, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $40,000 forgivable loan

Essex County Owner-Occupied Housing Rehabilitation

Provides forgivable loans to income-qualified Nutley homeowners for comprehensive home repairs and code violations. Loan...

Home Repair
Up to $10,000 grant

Essex County Emergency Home Repair Grant

Provides emergency repair grants for income-qualified seniors and disabled homeowners in Nutley facing immediate health ...

Emergency
Average $6,000-$8,000 in upgrades

New Jersey Weatherization Assistance Program

Federally funded program providing free energy-efficiency improvements to income-qualified Nutley households. Services i...

Weatherization
Up to $15,000 per unit

New Jersey Lead Hazard Control Assistance Program

State-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside....

Home Repair
Up to $50,000 low-interest loan

NJHMFA Homeowner Rehabilitation Loan

Low-interest loan program for owner-occupied homes in Nutley requiring major repairs or improvements. Fixed interest rat...

Home Repair
Up to $5,000 in instant rebates

PSE&G Home Energy Assessment

Comprehensive home energy assessment with instant rebates on energy-saving improvements. Includes free LED bulbs, faucet...

Energy
Up to $3,000 rebate

PSE&G Air Source Heat Pump Rebate

Rebate for installation of qualifying ENERGY STAR certified air source heat pumps in Nutley homes. Provides up to $3,000...

Energy
$100-$175 instant rebate

PSE&G Smart Thermostat Rebate

Instant rebates on qualifying smart thermostats purchased from participating retailers or through PSE&G marketplace. Reb...

Energy
Ongoing revenue per MWh produced

New Jersey Solar Renewable Energy Credits (SREC)

Homeowners with solar installations earn tradeable Solar Renewable Energy Credits for electricity generated. One SREC is...

Solar/Renewable
7% sales tax exemption

New Jersey Solar Sales Tax Exemption

New Jersey exempts solar energy equipment from the state's 6.625% sales tax. This exemption applies to solar photovoltai...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the total cost of installing a residential solar energy system in Nutley. Credit cove...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners age 62+ to repair or improve their homes, remove health and...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to their residence. Eligibility inclu...

Veterans
Up to $5,000 grant

Essex County Senior Home Repair Program

Grant program for Essex County seniors age 62+ to address minor but critical home repairs that impact health and safety....

Seniors & Disability
Up to $15,000 forgivable loan

Essex County Accessibility Modification Program

Forgivable loan for accessibility modifications to Nutley homes where a disabled or senior resident lives. Covers ramps,...

Seniors & Disability
Varies by need

New Jersey State Rental Assistance Program (SRAP II)

State-funded rental assistance for very-low-income seniors age 62+ and disabled residents in Nutley. Provides monthly re...

Rental
Up to $25,000 rehabilitation loan

New Jersey HOME Program

Federally funded HOME Investment Partnerships Program administered by New Jersey for owner-occupied home rehabilitation ...

Home Repair
Up to $8,000 forgivable loan

Essex County Water/Sewer Lateral Repair Assistance

Forgivable loan program for qualifying Nutley homeowners to repair or replace deteriorated water or sewer laterals on pr...

Home Repair
Up to $750 rebate

PSE&G Electric Vehicle Charger Rebate

Rebate for residential electric vehicle charging equipment (Level 2 charger) and installation costs for PSE&G electric c...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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