USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes or remove health and safety hazards. Grants (up to $10,000) available for seniors 62+ who cannot repay a loan. Must be in USDA-eligible rural area.

Grants up to $10,000 for seniors; loans up to $40,000 at 1% interest

Key Details

  • Grants up to $10,000 for seniors 62+
  • Low-interest loans up to $40,000
  • Very low income required (50% AMI)
  • Must be in USDA-eligible area
  • Repairs health/safety hazards

How to Apply

Deadline: Rolling applications

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