Find grants, rebates, forgivable loans, and free programs for Palm Bay, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palm Bay, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to income-eligible households in Palm Bay. Servic...
CDBG-funded program providing major home repairs for low-income homeowners in Palm Bay. Loan is forgiven after 10 years ...
Provides emergency repairs for very low-income owner-occupied homes in Palm Bay facing immediate health or safety threat...
FPL offers rebates for installing high-efficiency central air conditioning systems in Palm Bay homes. Rebate amounts var...
FPL provides rebates for purchasing and installing qualifying smart thermostats that enable demand response participatio...
Community solar program allowing Palm Bay FPL customers to subscribe to solar energy without installing panels. Subscrib...
Provides accessibility modifications for Brevard County homeowners with disabilities. Covers wheelchair ramps, roll-in s...
Federal program providing low-interest loans (1%) and grants for very low-income homeowners in eligible rural areas near...
VA grant for service-connected disabled veterans to build, buy, or modify a home to accommodate their disability. Availa...
VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their Palm Bay ho...
HUD-funded program to reduce lead-based paint hazards in pre-1978 homes in Palm Bay where children under 6 reside. Servi...
Provides forgivable loans to low-income Brevard County homeowners for septic system repair or replacement. Loan is forgi...
State Housing Initiatives Partnership (SHIP) funds administered locally for owner-occupied rehabilitation. Provides forg...
Grant program specifically for senior homeowners (62+) in Brevard County needing minor to moderate home repairs. Covers ...
FPL provides free in-home energy audits and energy-saving products to Palm Bay customers. Includes personalized energy a...
Federal tax credit covering 30% of the cost of installing residential solar panels and battery storage systems in Palm B...
State program providing matching grants to Palm Bay homeowners for hurricane mitigation improvements. Covers opening pro...
Federal program providing grants to reduce or eliminate the risk of repetitive flood damage to buildings insured by the ...
Federal program helping Florida homeowners who experienced financial hardship after January 21, 2020. Provides assistanc...
FPL provides free energy assessments for small business owners in Palm Bay to identify energy-saving opportunities. Incl...
Brevard County offers rebates for water-saving devices and irrigation system upgrades. Covers high-efficiency toilets, s...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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