USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards.

Combination of 1% loan and grant for seniors; grant does not require repayment

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(908) 237-0325

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Deadline: Applications accepted year-round

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